State Department Awards $1.19M Life Insurance Contract to MetLife for U.S. Embassy Ankara

Contract Overview

Contract Amount: $118,826 ($118.8K)

Contractor: Metlife Emeklilik VE Hayat Anonim Sirketi

Awarding Agency: Department of State

Start Date: 2026-01-09

End Date: 2027-01-09

Contract Duration: 365 days

Daily Burn Rate: $326/day

Competition Type: FULL AND OPEN COMPETITION

Pricing Type: FIRM FIXED PRICE

Sector: Other

Official Description: LIFE INSURANCE BASE YEAR SERVICES FOR U.S. EMBASSY ANKARA

Plain-Language Summary

Department of State obligated $118,826.2 to METLIFE EMEKLILIK VE HAYAT ANONIM SIRKETI for work described as: LIFE INSURANCE BASE YEAR SERVICES FOR U.S. EMBASSY ANKARA Key points: 1. Contract value of $1.19M for one year of life insurance services. 2. MetLife EMEKLILIK VE HAYAT ANONIM SIRKETI is the awarded contractor. 3. Full and open competition was utilized for this award. 4. The contract is for direct life insurance carrier services.

Value Assessment

Rating: fair

The contract value of $1.19M for one year of life insurance services appears reasonable given the nature of the service. Benchmarking against similar government contracts for embassy personnel life insurance would provide a more definitive assessment.

Cost Per Unit: N/A

Competition Analysis

Competition Level: full-and-open

The contract was awarded under full and open competition, suggesting a robust price discovery process. This method typically leads to competitive pricing as multiple bidders vie for the contract.

Taxpayer Impact: The use of full and open competition is generally beneficial for taxpayers, as it promotes market efficiency and potentially lower costs.

Public Impact

Ensures life insurance coverage for U.S. Embassy personnel in Ankara. Supports the well-being and security of diplomatic staff. Facilitates the continuity of operations for the U.S. Embassy.

Waste & Efficiency Indicators

Waste Risk Score: 50 / 10

Warning Flags

  • Lack of detailed cost breakdown for the $1.19M award.
  • Limited information on the number of personnel covered.
  • No data on previous contract performance or pricing.

Positive Signals

  • Awarded through full and open competition.
  • Clear contract duration and end date.
  • Firm fixed price contract type.

Sector Analysis

This contract falls under the Financial Services sector, specifically direct life insurance carriers. Government spending in this area supports essential personnel services for overseas operations. Benchmarks for similar contracts are not readily available without further specific data.

Small Business Impact

The data indicates this contract was awarded under full and open competition, but does not specify if small businesses participated or were subcontracted. Further analysis would be needed to determine small business involvement.

Oversight & Accountability

The Department of State is responsible for overseeing this contract. Standard procurement regulations and oversight mechanisms should be in place to ensure proper execution and accountability.

Related Government Programs

  • Direct Life Insurance Carriers
  • Department of State Contracting
  • Department of State Programs

Risk Flags

  • Lack of detailed cost breakdown.
  • Unknown number of personnel covered.
  • No historical performance data provided.
  • Potential for undisclosed coverage limitations.

Tags

direct-life-insurance-carriers, department-of-state, delivery-order, 100k-plus

Frequently Asked Questions

What is this federal contract paying for?

Department of State awarded $118,826.2 to METLIFE EMEKLILIK VE HAYAT ANONIM SIRKETI. LIFE INSURANCE BASE YEAR SERVICES FOR U.S. EMBASSY ANKARA

Who is the contractor on this award?

The obligated recipient is METLIFE EMEKLILIK VE HAYAT ANONIM SIRKETI.

Which agency awarded this contract?

Awarding agency: Department of State (Department of State).

What is the total obligated amount?

The obligated amount is $118,826.2.

What is the period of performance?

Start: 2026-01-09. End: 2027-01-09.

What is the estimated number of personnel covered by this life insurance policy, and how does this influence the per-person cost?

The provided data does not specify the number of personnel covered. This information is crucial for evaluating the value for money. A higher number of covered individuals would typically lead to a lower per-person cost due to economies of scale, making the $1.19M award potentially more or less competitive depending on the actual headcount.

Are there any specific coverage limitations or exclusions in this policy that could pose a risk to embassy personnel or the government?

The provided data does not detail the specific terms, conditions, limitations, or exclusions of the life insurance policy. Potential risks could arise from inadequate coverage for certain high-risk activities or geographical areas, or from policy clauses that limit payout in specific circumstances. A thorough review of the policy document is necessary to identify such risks.

How does the pricing of this contract compare to similar life insurance contracts awarded by other government agencies for overseas personnel?

Without access to a database of comparable government contracts for life insurance for overseas personnel, a direct price comparison is difficult. The $1.19M award for one year is a significant sum, but its effectiveness and competitiveness depend heavily on the scope of coverage, the number of individuals insured, and the specific risks associated with the Ankara embassy location.

Industry Classification

NAICS: Finance and InsuranceInsurance CarriersDirect Life Insurance Carriers

Product/Service Code: SOCIAL SERVICESSOCIAL SERVICES

Competition & Pricing

Extent Competed: FULL AND OPEN COMPETITION

Solicitation Procedures: NEGOTIATED PROPOSAL/QUOTE

Solicitation ID: 19GE5025R0029

Pricing Type: FIRM FIXED PRICE (J)

Evaluated Preference: NONE

Contractor Details

Address: KAVACIK TICARET MERKEZI B BLOK, NO:18, ISTANBUL (ANATOLIA)

Business Categories: Category Business, Corporate Entity Not Tax Exempt, Foreign Owned, Not Designated a Small Business, Special Designations

Financial Breakdown

Contract Ceiling: $118,826

Exercised Options: $118,826

Current Obligation: $118,826

Contract Characteristics

Commercial Item: COMMERCIAL PRODUCTS/SERVICES

Cost or Pricing Data: NO

Parent Contract

Parent Award PIID: 19GE5026D0002

IDV Type: IDC

Timeline

Start Date: 2026-01-09

Current End Date: 2027-01-09

Potential End Date: 2027-01-09 00:00:00

Last Modified: 2026-04-09

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